Privacy Policy
We consider the privacy of our clients to be fundamental to our client relationships. We are committed to maintaining the confidentiality, integrity and security of clients’ personal information entrusted to us. Policies have been developed to protect this confidentiality, while allowing us to serve our client’s needs.
In the course of providing products and services, we collect non-public personal information about clients. We do not disclose any non-public personal information about clients to non-affiliated parties, except as directed by clients, as necessary to service a client account or as otherwise permitted by law. Your information is used by us or our service providers primarily to complete transactions or account changes that you request or authorize. We may disclose or report personal information in limited circumstances where we believe in good faith that disclosure is required or permitted by law. For example, to cooperate with regulators or law enforcement authorities, such as responding to a subpoena or other legal processes, or to protect accounts from fraud.
INFORMATION WE COLLECT
The personally identifiable financial information that we gather during the normal course of doing business with you may include:
- Name and address, including email address
- Social Security or taxpayer identification number
- Banking Information
- Financial Account Numbers and/or balances
- Investment activity
- Information captured on our website
INFORMATION WE DISCLOSE
We do not disclose any non-public personal information about our clients or former clients to anyone, except as permitted or required by law, or as necessary to provide services to you. In accordance, we may disclose the information we collect, as described above, to certain non-affiliated third parties such as, but not limited to, outside broker-dealers, custodians, administrators, transfer agents, attorneys, accountants, and auditors that we need to use to provide our services to you. From time to time, we must give information about our business to regulatory authorities. This may include non-public personal information.
CONFIDENTIALITY AND SECURITY
Access to clients’ non-public information is restricted to employees and third parties hired to perform services for us who need access to such information to provide products or services. We have imposed physical, electronic and procedural safeguards that comply with federal standards to guard clients’ non-public personal information. A clients’ right to privacy extends to all forms of contact with us, including telephone, written correspondence and electronic media. We do not sell personal non-public information about our clients to anyone.
REVISED POLICY AND PRACTICES
As required by federal law, we will send you notice of our privacy policy annually, as long as you have an account with us. We may revise our policy in the future and will provide you with a revised policy. We will not revise our privacy policy to permit the sharing of non-public personal information other than as described in this notice unless we first notify you and provide you with an opportunity to prevent the information sharing